Which Is Better HDFC Or Icici?

Is Icici Bank a good buy?

India’s ICICI Bank Ltd.

is the world’s highest rated banking stock, but its performance hasn’t exactly been stellar.

The $32 billion lender has 56 buy recommendations, and its consensus rating of 4.95 on a scale of 5 is the highest among the 50 largest banks globally, data compiled by Bloomberg show..

Can I have 2 HDFC accounts?

You can add up to 5 Bank accounts at one time. Currently, these five Bank accounts have to be from HDFC Bank, Citibank, ICICI Bank, HSBC India, Standard Chartered Bank. You can add or delete accounts as and when you choose to.

Which home loan is better Icici or HDFC?

The housing loans offered by both ICICI and HDFC Ltd have unique features and benefits….Comparison between ICICI Bank and HDFC home loans.CategoryICICI Bank Home LoanHDFC Home LoanInterest rate7.70% – 8.80% p.a.6.95% – 8% p.a.EMI per lakhRs.713Rs.699Age of the applicant18 to 65 years18 to 65 years12 more rows

Which savings account is best in HDFC?

HDFC Bank Savings Account Interest Rates & Minimum Balance Required Updated on 2020Types of Savings AccountInterest RateWomens Savings Account4.00%Kids Advantage Account4.00%Senior Citizens Account4.00%Family Savings Group Account4.00%5 more rows

Is HDFC better than SBI?

This is despite the fact that SBI’s balance sheet is four times larger than HDFC Bank, has 10 times more customers, and is owned by the government of India. What’s worse, the stock shed nearly 6% more in value in trade today….BankMarket capitalisation as of May 4HDFC Bank₹5 lakh crore1 more row•May 5, 2020

Is Axis a good bank?

Axis Bank is the third-largest bank in the private banking sector in India and hence it is very safe to invest. … The bank offers different loans and fee-based products and services to large and mid-corporate customers.

Is Icici good for home loan?

ICICI Bank offers you competitive interest rate with low processing fees. The interest rates are as low as 9.40% and the maximum Loan tenure is a good 30 years. … You can take a Home Loan from ICICI even if you are 21 years old.

Is it good to take home loan from HDFC?

HDFC offers lower Home Loan EMI at ₹ 659 on a Home Loan for 30 Years as compared to SBI with a minimum EMI of ₹ 662 for 30 Years. Average customer ratings for HDFC is currently at 4.4/5.0 which makes it a good choice for taking a Home Loan.

Is HDFC zero balance account available?

Zero Balance Savings Account: HDFC Bank and SBI offer number of facilities such as debit and ATM cards and internet banking with BSBD account. Zero balance savings account: A BSBD account does not require a minimum or maximum limit.

Which bank is better HDFC or Icici or axis?

ICICI Bank had the highest Net Non-Performing Assets (NNPA) of 0.62% compared with just 0.25% and 0.20% for Axis Bank and HDFC Bank, respectively. … It also provided for higher provision coverage ratio of 80.91%, higher than ICICI (80.4%), but lower than HDFC Bank (82.4%).

Which one is better Axis or HDFC?

But, in terms of interest rates, HDFC is a better option as its highest rate is 8%. Whereas, Axis Bank Home Loan Interest rates are can go upto 8.55%….People Also Look For.Home Loan Interest Rates October 2020Axis Bank7.75% – 8.55%Bank of Baroda7.00% – 8.40%Citibank8.20%HDFC6.90% – 7.65%9 more rows

What is minimum balance in HDFC Bank?

For regular savings accounts held in HDFC Bank’s metro and urban branches, the customer is required to maintain an average monthly balance of ₹ 10,000 to avoid penalty charges, according to the lender’s website – hdfcbank.com. In semi-urban branches, an average of ₹ 5,000 is required.

Which bank is best for home loan?

SynopsisBANK NAMERLLRMaximum Interest Rate (%)SBI Term Loan6.657.45Bank of Baroda7.008.35IDFC First Bank7.008.00Indian Bank6.807.356 more rows

Can I open zero balance account in HDFC Bank?

HDFC Bank zero balance savings account can be opened by any resident individual who is not having an existing relationship with the bank and do not have complete KYC. A zero balance basic savings account can be opened with HDFC Bank which will have certain transactional and operational limits.

Is Icici Bank in loss?

The bank reported a loss of ₹120 crore in June 2018 versus a profit of ₹2,049 crore a year ago mainly as provisions more than doubled to ₹5,971 crore from ₹2,609 crore a year ago.

Why Icici Bank is best?

ICICI Bank is one the largest banks in India. With more than 3000 reviews and a 3.36 rating on JobBuzz, ICICI bank is one employee friendly organisation. … According to the company ratings on Jobuzz, 65% people voted the bank to be the best in terms of salary. About 62% employees like the work-life balance it provides.

Is Icici Bank better than Axis Bank?

Like Axis bank, ICICI bank too offers top of the line home loan products, and is one of the most renowned banks in the country….Comparison Between Axis Bank vs ICICI Bank Home Loan.CategoryAxis bank Home LoanICICI bank Home LoanRate of interest7.75% p.a.6.95% p.a.Loan tenureUp to 30 yearsUp to 30 years9 more rows

Which account is best for salary?

The following is the list of best 5 salary accounts available in India:Kotak Platina Salary Account.SBI Corporate Salary Package.HDFC Bank Classic Salary Account.Citibank Suvidha Salary Account.Axis Bank Prime Salary Account.